Now with AI-powered categorization

Enjoy
Accounting.

Your accounting software doesn't need to stress you out! Mello keeps things simple so you can understand your numbers, and keep it moving.

No credit card required
14-day free trial
Cancel anytime

For the visual people

Accounting that works
with the way you think

Two ideas that make Mello different from every other accounting tool out there.

Your P&L at a glance

Client Revenue+$18,500
Product Sales+$6,200
Payroll-$14,000
Software & Tools-$1,840
Office & Supplies-$890
Net Profit+$7,970
Revenue
Expenses
Net Profit
Feature 1

Color Accounting —
see your money instantly

Every number in Mello is color-coded by type. Peach = Revenue, Green = Expenses, Purple = Net Profit. No more scanning rows of black text trying to figure out what's what.

Instantly spot profitable months vs. tight ones

P&L, Balance Sheet, and Cash Flow — all color-coded

Works for people who've never read a financial statement

Feature 2

Envelope Budgeting —
every dollar has a job

Assign every dollar of cash to a category — payroll, marketing, rent, savings. When a deposit hits your account, Mello nudges you to put it to work immediately. Nothing sits unplanned.

Total Cash, Assigned, and Ready to Assign — always visible

Deposits from your bank feed auto-increase Ready to Assign

Move funds between envelopes with one click

Cash Assignment

Total Cash

$42,300

Assigned

$38,200

Ready to Assign

$4,100

👥 Payroll$0 left
📣 Marketing$1,800 left
🏢 Rent$0 left
💻 Software$1,160 left
$4,100 ready to assign to envelopes
Mello AI Assistant

AI-Powered

A smart bookkeeper
in the background

Mello's AI learns how you categorize transactions and does it for you automatically. It flags unusual charges, detects duplicates, and helps you reconcile in minutes — not hours.

Auto-categorizes transactions based on your history

Detects duplicate and unusual transactions

Suggests expense categories as you type

Learns and improves with every transaction

New Feature

One-Click
Bookkeeping Catch-Up

Months behind on your books? Upload your bank statements and Mello's AI instantly imports, codes, and reconciles every transaction — month by month, automatically.

01

Upload Statements

Drag and drop up to 12 CSV bank exports at once. Works with every major bank.

02

AI Auto-Codes

Every transaction is instantly categorized to the right GL account with confidence scoring.

03

Agentic Reconcile

Mello works through each month autonomously, checking balances and flagging discrepancies.

04

Review & Reclassify

Bulk-edit categories or just tell the AI what to change in plain language.

12

months caught up

in a single session

< 5 min

average time

from upload to done

95%+

coding accuracy

AI + rule-based engine

Real businesses,
real results

"I used to dread looking at my books. Mello made it something I actually look forward to."

SK

Sarah K.

Freelance Designer

"The color system is genius. I can see exactly where my money is going in seconds."

MT

Marcus T.

Restaurant Owner

"My clients love the clean reports. Mello saves me hours every month."

LR

Linda R.

Bookkeeper

Ready to enjoy
your accounting?

Join thousands of small businesses and freelancers who've made the switch to Mello.